That's spot on, in my estimation. I don't quite understand the attraction that electronics engineers have towards Fluke, other than they're very well trusted and you know what you're getting.
They're also (generally) very well built and well-engineered.
Frankly, given the target audience (electricians) of most Fluke meters, I suspect that Fluke actually made the right call in having voltage default to AC on the 87V.
I'm sure there are some electronics engineers who do need the safety/physical durability that they're famous for, but far and away most of us don't need that, and thus don't need to be paying for it.
While that's true, durability and longevity tend to be at least somewhat related. A Fluke is something you can basically count on to last more or less forever, so you have to buy it only once.
I'm pretty sure there are other meters (Brymen) for which that's likely the case, but with Fluke you
know that's the case.
On the other hand, if you don't want to waste time searching for a different brand that'll be comparable, or take any chances, just pay extra for a Fluke. Don't, though, be tempted to buy one just because everyone else is. I was in that position many years ago and bought and expensive Fluke for my personal electronics work. A friend semi-permanently borrowed it many years ago, and to tell you the truth, I'm not missing it. My Brymen works just as well, and my benchtop DMM much better.
If I were advising someone on bench equipment, I'd end up recommending a cheap handheld meter to start with, and if they stick with the hobby then I'd advise going directly to a benchtop meter from there, over something like a Fluke. The handheld can be used when the situation calls for it (it's handy to be able to take the meter to where the problem is), but a good bench meter is
much nicer to use.