I dont want to make everybody happy. I just dont want my meter to explode and burn. I have a policy not to buy fluke. its too expensive. haha ;-)
You don't need a Fluke, I have mentioned it only because they are the gold standard when it comes to safety. Even though that Fluke 101 is very cheap (at least for a Fluke and a safe meter) and built like a brick. I have got one of these for my dad because he was poking around three phase 400V home wiring with one of those $2 specials. However, this Fluke is no good as a general purpose meter (has no current range, for ex.) but it is an "idiot proof" meter for quickly checking whether you have the wiring live and what the voltage is. It is a good option to have as a second meter to a more general purpose one (e.g. that Aneng or Uni-T) when you want to be sure that the meter is safe for poking around mains.
If you don't want Fluke, there are other reputable brands that are less expensive in general - Brymen, Amprobe, BK Precision, etc. In general, if you are planning to use the meter for anything above 24-48V and/or mains, you will want an independently tested meter (e.g. one that is UL, TUV or similar certified). If it isn't, you are potentially risking injury, especially when you are newbie and don't know enough to be able to check the meter yourself (and even then some things may not be obvious even to an experienced engineer without special equipment, e.g. insulation problems).
E.g. the Brymen BM235 that Dave is selling (or the original version in the red holster) are a great option for an all around meter, while being safe even for mains use - and it costs just 85 euro or so - even less than the Fluke 101.
Uni-T meters are cheap but that's for a reason - they are also bottom of the barrel construction and unless you buy the "EU" version that actually has all the protections populated on the PCB (and is TUV certified and more expensive), you are risking problems. If you buy that same meter cheaply from eBay or AliExpress, you will be getting the stripped down Chinese version - they look the same from the outside but the Chinese version has almost no input protection in place and would never pass any certification.
The same holds about most of the cheap Chinese meters - Anengs, Mustools, etc. and all their rebrands. They are OK meters to use for low voltage things - e.g. your car or Arduinos and such. Just don't poke around mains/high voltage - you get what you pay for here and some of these meters are truly atrocious inside.
If you want to work with mains or high voltage (e.g. those solar panels), don't pinch pennies on a meter - it is the only thing that is between your body and the energized wiring!