Security against other peoples stupidity is what your investment should be in. That means:
1. A property that you own outright with no mortgage ties or leases to look after.
2. Enough cash to survive an intermediate crash of society.
3. Energy independence.
4. Transport independence.
5. Not requiring employment.
6. A house full of stuff to piss around with.
I’ve nearly ticked all the boxes now ![Laughing :-DD](https://www.eevblog.com/forum/Smileys/default/smiley_laughing.gif)
Depends on what number you put on number 2, but I guess four out of six is ticked here.
You only need 18 months cash in the bank that isn’t shrinking if you are employed. If you’re not you need enough for a zero intercept about ten years after your life expectancy. Anything past that, cash isn’t going to be the constraining factor.
Assuming you would be able to access your money in your bank account. I was actually shopping for a safe recently to keep money (or other valuables) at home. After watching couple of youtube videos you realize that finding a good safe is not easy nor cheap.
Well when that happens on a large scale we are probably so f...ed that even cash won't get you far. Thinking about this kind of stuff can put you in heavy depression, but having number 3, electricity independence won't do much good unless you are also self supporting on food.
In case of a complete fallout of electricity, shops will die also. Not a lot of them will have enough backup to sustain all the cooling equipment to keep foods for a longer period of time. The supply chain will die, internet stops working, phone networks stop working, bank terminals stop working, etc.
So having money in the bank becomes useless in such an event.
I'm a bit less conservative about the amount of money in the bank. Do have enough to last to past my pension check coming in, and that will support me for again long enough even if prices double or triple. Don't see the need for maintaining it at a steady level with (risky) investments, because when I'm dead I can't take it with me.
And in the event of a total world collapse everybody is again f...d and no amount of money in the bank will get you food if there ain't any around.
So rather hope on another 20-30 years of reasonable sanity in the world that things won't go sour, but with nowadays shit going on
![Face Palm :palm:](https://www.eevblog.com/forum/Smileys/default/facepalm.gif)
Time will tell.