Split load boards were one of the previous iterations of the IET's money making schemes, first in plastic consumer units, then in metal ones. The latest version is metal consumer units with every circuit protected by an RCBO (combined GFCI and overcurrent device).
When they run short of cash I'm sure they'll come up with some new idea that must be implemented for "safety reasons".
I can assure you that there are some safety benefits from having dual RCD's on boards, they were not just introduced as yet another money making scheme, they were introduced to respond to a specific safety issue and that was rain water ingress into lofts through leaks in the roofs of buildings that while not sufficient to make their presence felt with damp patches becoming visible on ceilings, or worse, water dripping through the ceilings. The problem was that there had been a number of fires being iniated in lofts where water would drip onto the fibreglass wool used in lofts for insulation and this was enough in the vicinity of light fittings to cause tracking and eventually ignition of the wool. I was working for Crabtree Electrical at the time and there seemed to be a few of these fires developing in the housing stock of a local Authority in Essex. In my position as specification engineer for Crabtree whose job it was to work with local authorities and consultant engineers alike, getting Crabtree products written into the specifications of new buildings and also rewires of public buildings. I was asked if Crabtree could develop a solution for this, and it was deemed that the best solution was to develop boards with 100A main isolator, feeding a 100mA RCD feeding a busbar for lighting and other fixed circuits, and also fed from the isolator a 30mA RCD feeding another busbar for sockets and any other circuits needed personal shock protection.
These were duly designed and tested and approved by the LA, and then they were introduced into the catalogue and they then quickly became adopted by other LA's etc and other manufactures produced their own versions. It was then adopted by the IET and became a standard in the regulations.
I was involved in a few other special projects that have since become far more common practise.