As is done on my laptop. Camera and mic cables are disconnected.
You might want to disconnect the speakers too then. On some systems with reconfigurable audio jacks it is apparently possible in software to connect headphones and sometimes built in speakers to the microphone input and record audio.
https://arxiv.org/ftp/arxiv/papers/1611/1611.07350.pdf
Yes, the built in sound card on my pc will do that very nicely as it asks me what it was that I just plugged in so that it can configure the socket accordingly. I must admit though that I have never tried to use a speaker as a microphone deliberately.
It doesn't work with amplified speakers since the amplifier blocks using the speaker as a magnetic microphone. So the easy target is when someone has headphones plugged one of those reconfigurable jacks. Of course, if they are a gamer those headphones probably already have a microphone anyway...
Many cars today have special systems that can detect if your car is involved in a collision and call the emergency services to your location, so what else is the car capable of doing, who really knows??? The answer to that one is to buy a vintage car and run it without any of the modern comforts and safety gear, but who would do that today?
My 2017 Ford Explorer links to my phone by Bluetooth to do calls, call emergency services when the airbags trigger, show texts on screen, send texts by voice recognition, link to apps like Android Auto and other apps like Accuweather. I have no idea what permissions I granted to "Smart Device Link" app when I set it up. And I'm not sure it matters as I'm not convinced apps are always limited to the permissions they are granted anyway. So who knows what it could do through my phone or TO my phone.
They don't mention it in the owners manual or anything but it obviously also has some sort of mobile data connection of it's own built in. There's an app you can get to start the vehicle remotely, lock/unlock doors, check gas level, and who knows what else, from anywhere. You don't have to be in Bluetooth range. So it's obviously going over the internet and by a mobile data link to the vehicle.
And I'm also pretty sure that it has a "flight data recorder" in one of it's many control units, so that if someday I cause an accident they can check if I was speeding at the time, if I was braking at the time of impact, etc.
So we have a "flight data recorder," microphones, and a data link back to Ford. They could probably monitor whatever they want. If not, it's only because they haven't written the software to do it.