There are all sorts of reasons which might cause you regret not buying the DG822 model, as your interests and needs develop, but I can see nothing definite from what you've said about why you want this.
It's been my experience that if the camera with the F2.8 lens or the 1.6l car is adequate for your needs, but you're tempted by the F1.8 lens or the 2.0l car, and it's not that much extra money, go for the better option, because you are never quite satisfied with the cheaper one.
My guess is that you'd find the DG812 gave you everything you need for a long time.