IMHO the whole discussion about what is overkill or not is entirely moot. There are people spending > $5k on mountainbikes, dirt bikes, audio gear or even a BBQ. Somebody I know, spend like 30k euro on an audio amplifier and a couple of speakers.
Nailed it, 100% !
None of us can quantify another's spend as overkill, none of us !
Sure we can.
We've been mocking the $2k speaker cable buyers since at least the 1970s.
If a $5k mountain bike doesn't buy much over a $1k bike then we can mock the $5k bike buyers as idiots.
Maybe the time of the $800 oscilloscope is here.
(for the "hobbyist" user - there's always going to be a small percentage of people who need extra...no argument there, but it's not everybody)
Of course you can claim that.
Since you routinely take a liberty to make all kinds of decisions for other people including hiding data, recommending stuff you never saw in real life, explaining and advocating stuff you don't understand and such.
It is quite a leap from calling an idiot a person that gives 5000 USD for speaker cables that I can buy for 20 USD, and a person that wants to buy 1500USD scope instead of 800USD scope, or 800USD scope instead of 350 USD scope.
These scope WILL have measurable differences in specifications and will in fact provide additional benefit for increased cost.
Whether that is important to purchaser it is only theirs choice.
For instance, my eyesight is not what it used to be.. I realized that I use Picoscope (with 23" screen) and SDS6000A more than my Keysight MSOX3104T for pretty much anything because it is simply easier to see because of bigger screen. So someone might splurge for MSO5000 even if DS1000Z would have been scope enough for them only for bigger screen. Someone will have to go for SDS200X+ if they want 50 Ω signal path in a scope or 500+ MHz BW.
OR if they want 50 Ω and 2 ch is enough from them they might go for odl DS2000A from Rigol they might get on sale from Rigol for very little money. Or something else ,whatever...
Some will work mostly on small signals and would need a scope that is better there.
What we can and should discuss is our opinions as to what we would and would not buy for ourselves and rationale behind our decisions so other people can have a point of reference and as a discussion.
I know, for instance, that on hobby stuff I have a sort of limit that is based on social environment I live in. I can justify buying MSOX1104T for work, where it paid off itself with time. But for "it's for playing", it is different.
It will be different for each country, and general economic status of each person.
I don't think there is a universal rule that would apply to all.
In some countries 100 USD is 2 months of food and in some it is pocket change.
Not to mention huge socioeconomic spread even in 1st world countries. In USA alone there are tens of millions of people in poverty. I assure you they have different purchasing power than someone earning 100K USD a year..