The accuracy will probably mostly depend on the time base the generator is connected to, for short term "accuracy" which is often termed "phase noise" a good ovenised crystal will beat many other time base sources, these can be purchased for ~AUD $150. The longer term accuracy (over 100s of seconds or more) GPS disciplined oscillators will do better. Whether you need to have that accuracy in frequency output is the real question, if you do need that sort of accuracy is it worth considering another sig gen that has an external ref input?
Recently I installed in one of my transmitters Icom 706MK2G (for amateur radio) a small circuit that allowed you to lock the radio (which normally has a temperature compensated crystal) to any good 10MHz reference. Interestingly the results showed much greater frequency accuracy but not as good as the external time base. Some long term (over minutes) errors in frequency generated were noted and were consistent in the error, probably due to 'errors' in the maths of the phase locked loop, these were 50 or so mHz (small m Hz) when generating a 144MHz signal.
The point is if you need real accuracy you will need to look at all elements from the time base to the synthesiser/amplifier.
If you are not aware the time-nuts is a great resource for time frequency information (pretty serious though)
Dr Frank and G0HZU are pretty hot on this topic.
Re original question, an additional $250 seems a lot as an add on, I think it may be better to source something that already has ext ref in as standard.
Re OCXO vs Rubidium the mechanism of generating the 10MHz frequency in the rubidium produces quite a bit more phase noise (can be +10-20dB in the 10-100Hz away from carrier region) than a OCXO. Long term (seconds) the Rubidium will win out, very long term GPSDO.
Also see .
https://www.eevblog.com/forum/testgear/my-venture-into-the-rubidium-domain/msg412067/#msg412067