If you're going to use your meter for medium or high voltages in an industrial environment, get a fluke, agilent, etc quality meter. You're paying for a safety rating and it's worth it given the consequences of arc flash. For low voltage DC, that type of protection is just not necessary and it boils down to convenience and usability. I own two Flukes, but would not spend that kind of dough for a 3 1/2 digit meter for low voltage or household duty.
For hobby use, get something cheaper with a quick continuity test. Yes, it's the most basic function, but it's a huge annoyance if it's slow. Quality cables with good, interchangeable test clips on a less expensive meter will serve you well. Even Fluke cables will break with frequent use, so budget for the eventual spare set of leads.
With the money you save, buy a $40 calibration standard off ebay to check your budget meter periodically.