Well it looks like Newark did the right thing. In these circumstances, I have used the credit card company to help me. If the vendor messes me around, I tell them I'm going to call the CC company which often makes them fix the problem. If they don't, I call the CC company and file a complaint over the transaction. By using a CC to pay for 100% of the purchase price, you have insurance for 90 days or so, even if you took it out of the box and dropped it. They also typically double the manufacturers warranty period so, if it were to break after a 1 year warranty has expired, the CC company will pay for repairs.