Depends on what the usual habits of the Hams in your area are. Some places have repeaters that are predominantly on one band or the other. 220 is weird because it is mostly US, so equipment is more limited.
Find the biggest Ham radio club in your area and read their website. Look at the repeater frequencies and their activities. They may also have classified section for used equipment.
You can get a good 2 meter rig for perhaps $100 (I bought some for $10) and look into making an antenna. It is not hard to make a 1/2 wave dipole out of stainless rod. Or buy one. If you can attach it to metal fire escape, you can probably use a mobile whip antenna with a base that normally would attach to a car top carrier, like on a typical minivan. Really good antenna, really cheap. Antenna unscrews from the mount easily.
You only need a few watts for repeater stuff.
Chinese stuff is generally poor quality, has terrible harmonics.
Buying a radio is a lot like buying a car, The original owner takes the big monetary hit. If you buy something used, you can usually sell it and not take a big loss. This is helpful when you are starting and do not know what you will desire in the near future. This is not meant as a slight to a new ham, I change my mind about equipment all the time. Best to be flexible and gives you something to be interested in once Hamfests open up again.
About HF.....
Many city bound Hams use balcony antennas like Magnetic Loops. I have one I made myself and it works VERY well, even indoors.