Until a single solar panel malfunctions, you get 0 output and you have to go up to the roof to replace it or let a company replace it and you are directly break even on the costs of the company replacing a single panel.
It makes perfect sense, there is not a single point of failure anymore and you can wait till a couple panels have broken down.
So why are not cars equipped with ten parallel tires on each axle so that you don't need to stop and change tires if one blows? I will answer that myself: because that would reduce efficiency, add cost, and tire failures are rare enough that replacements are a better option than redundancy. Or why only server PCs have dual power supplies, but ones used at offices (still doing work that matters) not?
Engineering needs numbers and analysis, and that is why larger strings win in all professional installations, and microinverters are only sold to households where they can be explained by oversimplified "common sense", and often outright lies.
And don't get me wrong, there is still potential in microinverters; distributed over centralized is
often a good choice, but it's all about spot-on engineering. The situation changes as soon as an "AC panel" is available i.e., a pre-wired panel + microinverter, with easy to install AC wire harness systems (plug and play like MC4 is supposed to be), which costs
at most the same as equivalent string inverter system. But so far the microinverter manufacturers seem to struggle even supplying legal, safe and up-to-date with power ratings products. It's not a nice market to be in, some fundamental design paradigm shift is needed to make it work: for example the "AC panel" plus "safe AC plug" concepts, avoiding the electrician on the roof.
For micro-inverters the prices easely double. For example: the cheapest Enphase micro-inverter I can find at the shop I bought my solar gear from costs about 63 euro and can handle 295W. So that would add up to 756 euro / 3540W for my installation. The 380W micro-inverter costs a whopping 125 euro which would add up to 1500 euro / 4560W. And for Enphase you'd need to buy their control box and relay (which I've seen burned out; from looking at the board, the voltage rating is a tad low on the protection components).
It seems microinverter manufacturers have not kept up with the trend of increasing panel size, efficiency and thus higher output power. 63 euros sounds appealing, until you realize 295W maximum power is suitable for a 270W or so rated power panel, which is ten years old technology. You
might be able to find a good deal of some new old stock on such ancient panels, but... Probably better just to buy modern stuff.