What all of these circuits have that confuses me is a resistor between the channels. To my mind this should not be part of a stereo-stereo summing circuit.
I don't know why it's there either. I've never used one. It's just an extra load in parallel with the destination's input impedance.
What I don’t see is a circuit to sum 2 stereo inputs (4 unbalanced channels) to 1 stereo output (2 unbalanced channels).
You can do like most "traditional" audio engineers, and count each stereo signal as 2 mono's. Then you have an independent copy of the circuit shown for each output channel. (2 in your case)
(I don't like it when mixing consoles are advertised as having 16 channels, for example, when the last 4 of the 12 strips are stereo, but that's just a result of the "traditional" counting method.)
Can I infer that to do so, I can use parts of these circuits: the series 475 resistors and add one shunt 20k resistor between T & S and R & S at the output?
I'm still not comfortable with using anything less than 1k unless you have some special knowledge of the specific things that are gong to feed it, just to guarantee that full volume doesn't trigger the self protection.
(from what I can infer, you probably
will use them at full volume because your practical volume control comes later in the chain)
From the text surrounding Figure 1:
The input impedance is really quite low and requires 600 ohm line-driving capability from the crossover, but this should not create problems for modern active crossover units.
I'd even disagree about "not creating problems for a modern thingy". If you had a pro unit that is designed to drive a 100-ft snake, then yes, it would do that just fine. But I've also seen quite a few that were only meant to drive an insert return in the same booth, or an amp in the same rack. Those would not necessarily have a 600-ohm line-driver in them, as that's an explicit consideration beyond just a functional line-out.
And again, I'd leave off the shunt entirely. I have no idea why it's there.
Essentially, that link is popular to throw around as a big-name-credible example of why you shouldn't just short things together (for people who listen to names more than physics), and for that it's good. But the actual details and the presentation of caveats could definitely be improved.