In a manufacturing environment, I did hydraulic and water pump test bench designs. Most 10-100HP 3-phase.
A VFD allows variable speed and you can set a torque limit. Software profiled a pump in real-time with speed, flow, pressure.
You can go above synchronous in speed, limited to constant power. 0-60Hz usually.
Because operators use (hands) a snipe and pipe wrench to attach the pumps to the test bench electric motor, I added to the VFD a safety output-contactor, which would ensure the motor was disconnected. I added a light tower to show operators when it was safe to attach/detach pumps.
You can hit the STOP button on a VFD but it's firmware is not safety-critical and people could get injured or killed if the VFD did anything.
I programmed the VFD to wait 1 second after START was pressed, to give the contactor time to engage first.
Pressing STOP, the VFD stops quickly and the contactor takes longer to disengage. So no contact wear really.
Your approach to use a contactor is all or none, and usually someone forgets to tighten a hose or screws, so that would be scary.