You're welcome. In general, if you only use the ESR of the capacitor..you get the absolute worst case if the source impedance/resistance of the power system was 0 ohms. In reality, of course that's not the case, and if you're using a large cap with low ESR (<1 ohm), you can get a pretty big error in your simulation if you don't account for source resistance. Small cap with high ESR, the ESR of the cap dominates, so error is smaller.
I often model a typical building source resistance with about 0.5ohm. So, if you used a cap with an ESR of 1 ohm, and neglected to include ~0.5 ohm source resistance, your simulation will probably show a peak current about 1.5x higher than what you'd probably actually measure.
Still, designing for 0 ohm source resistance will give you a more conservative design, and that's not necessarily a bad thing if you can afford it.