Ah there's your problem, need more preheat. (Or possibly junky flux in your paste)
I use a toaster oven too, and some nice AIM leaded paste, my method goes like this
(a) have the oven knob set at 200C to warm up for 10mins before hand
(b) put a thermocouple in a suitable hole on the pcb.
(c) put PCB into oven , wait for thermocouple to read 160C
(d) wind knob to maximum
(e) wait till thermocouple reads 205C (210C if you have chunky inductors)
(f) turn knob to off , open door, slide tray out,
(g) let air cool to ~ 150C , then carefully put PCB on big chunk of aluminium
repeat with next PCB
You will also find a better result with hand prototypes, if you make all the pads a bit on the big side, (i.e. really long pads on IC's ) , this helps if you need to jam a 0603 or 1206 onto a 0805 footprint .
Useful tip:
If you use a mylar stencil, then shade over all the holes with a red texta, this helps with alignment, then when you squeegee the past in, it dissolves the red, and makes it slightly pink so you can see where you have pasted as it's pink. Magically when you go to reflow the board, all the joints turn bright red, so you can visually check while it's still in the oven. (The red comes off with alcohol)