I lot of automotive loads are, or certainly used to be, mainly resistive (filament lamps, resistive heaters etc), meaning dumb relays worked ok.
As more and more loads become inductive then relays are getting replaced with solid state switching.
Automotive relays generally have a limited life time (number of switches) but carry enough current that contact damage can be self healing to a fair degree. Breaking inductive loads does result in arc damage to the contacts of course. One option, if you know you will be doing a lot of switching is to bypass the contact with a suitable resistor and/or TVS etc. If you choose a breakdown voltage for your TVS above the supply voltage then it will just kick in to relieve the worst inductive kick, and limit arcing across the contacts. Of course, this does slow the turn off of the load, because current can continue to flow. This may or may not matter for your load (if it's a heater, then it probably doesn't) A large value resistor can also be used in series with the TVS, or even an inductor. Plenty of options exist, and it's pretty simple to experiment or simulate to find a good solution