The entire idea of universal basic income is nonsense! Why does the .gov want to steal from me to give to somebody not inclined to get a job? Why would I want to pay for it? It failed in Finland - research it!
Basic income was never tested in Finland, in
any meaningful way. (To be fair, it's difficult to test without major changes). Our government indeed did a project which was called "basic income test", with the only intention to just show that it's been tested now and it doesn't work, and "STFU". Clearly they succeeded, even on the international level.
It may be hard to see there, but our society throws a hugely massive amount of taxpayer cash into "social welfare" - but that social welfare being targeted at ridiculously oversized number of public officers running all the bureaucracy, and companies near corrupted politicians providing "welfare services" - such as totally bullshit courses you need to attend to receive the compensation.
Meanwhile,
almost everyone is eligible to obtain handful of different kinds of transfer payments, and a lot of time is spent on doing your paperwork right to get the right benefits; even for the so-called middle class! The catch here is that the total taxpayer money spent is multiple times the total transfer payments obtained by their receivers, since it costs a lot to run this multi-organization public system (hence, it's social welfare for the officers).
Another catch is, while
most of the people are eligible to receive at least several types of social compensation, there are always small groups that "fall through" and remain completely without any social security whatsoever. For example, choosing entrepreneurship automatically shuts down any possibility to many forms of social security access. (This is what I decided to go with, and while being an entrepreneur might be considered
normal anywhere else, here it's a massive "WOW! You are CRAZY! OMG, what do you do if you get sick!?!??! YOU'LL DIE!" element.)
Currently, many social benefits are highly discriminating, since someone gets 2000€/month, some other gets 500€/month, and someone gets nothing, for doing exactly the same: being unemployed and applying for the unemployment benefit. At the same time, the system is specifically designed to keep unemployed people unemployed, through various nasty mechanisms which are out-of-scope here. This is because unemployment keeps the money flowing to: 1) social security workers, 2) "welfare service companies" close-by to the government.
The average compensation is stunningly high; almost any form of universal basic income would
automatically and with
100% certainty both save a huge amount of taxpayer money, and at the same time, provide way better social security for those most vulnerable, and, finally, increase the real employment ratio (i.e., people
actually employed by either private sector or themselves as entrepreneurs). But, this is no good for those who decide - and those who benefit from the current system.
I understand very well that you are against legally stealing and then redistributing the money. But that's what happening in most societies, at some scale. The purpose of basic income should be to greatly reduce the amount of stealing happening, and make this small amount redistribute more fairly. It might not work well in countries that already have very low social security costs, but in high social security cost countries (Scandinavian especially), it would be the best thing since sliced bread.
No one has actually been able to calculate the total taxation level in Finland, since the tax system is so complicated and has hidden taxes left and right, but for a typical median middle class citizen, it's easily somewhere around 60-80%. Income tax
alone is around 50% (compare this to yours!), and VAT is 24%. There are cases in entrepreneurship where you may end up with tax levels over 1000% (i.e., you pay taxes based on approximations of value of your work, not real income), which of course means you are going under very quickly.
A large part of this tax jackpot goes to support the system I described. The percentage that ends up to actually benefit a poorer fellow citizen, is totally minuscule. Welcome to Finland.