The problem is that the interest rates are rising quickly as well so people can borrow less money. In the end the best thing Fran can do right now is get rid of most of her expenses and save money for a couple of years. If she earns about $100k a year as Dave suspects then saving $50k a year is not out of the question so getting enough money for a significant downpayment to get her own place is easy to do. From there on it is all unicorns and rainbows.
Agreed.
Continue to live in the partment in Philly, but consolidate the two storage spaces and the workshop outside of the city, with the intent of saving as much cash as possible for a couple of years.
Drive there to get stuff and do videos on site if needed.
Heck, she might even be able to find a fan who has a big spare barn or something she can rent cheap. All she has to do is put the call out and someone will offer something or find something. As I've always said, crowd source a solution. You'll get 99% unhelpful suggestions, but you only need one to be a winner.
We'd need to know the expense breakdown of the storage units and factory though.
She said the factory would be the first to go. Not sure if that's because it's the biggest expense or because it's used the least. I suspect the latter. For reference, she said she didn't visit the factory once during the 18 month lockdown, but still had to pay rent. And her channel and content during that time did just fine.
She could also consider a channel pivot to stuff that she can readily do in her apartment/FranLab, like she did during the lockdown.
If she has to travel 30min or an hour each way to a storage space to get something once a week, no big deal.