A lot of misconceptions here. The US health care system was pretty good before obamacare. All the 'people are dying because they can't get insurance' was typical political BS. In my 40 years of living in the US, I have never heard of anyone being denied medical care. Even when it was several million dollars for a homeless person, the hospitals performed the necessary procedures. Obama care for me did nothing but harm. I lost my primary doctor, he wasn't willing to accept what the government wants him to be paid. My medication cost doubled and now I may be forced to take an insurance plan I do not want.
The role of the government needs to be what the founders of the country wanted it to be, as little government as possible. The nanny state is killing the USA, people whining left and right about how they are entitled to something and the government should provide it. Get off your asses and do something besides sitting on the couch and complaining, and no , voting for a president isn't going to do a single thing. People vote , say they have done their part now it is the politicians that will do everything else. News flash.....They will lie, conceal, deceive, pay off whomever they have to to get in office, once elected they can do whatever the hell they please and there is nothing anyone can do about it for 4 years. It is truly a screwed up system , one where the corporations and bankers are in control and the president sits on his throne and moves his lips so that the USA can appear to have a leader and all the sheep that are the american public will follow right along, all the way to off the cliff.
If you want to know why medical coverage is outrageously high look back to the 1930's and creation of insurance plans. Originally doctors made no more money than the local tailor. One company who wanted to stand out decided to offer a plan where the company would pay for the medical cost, healthy employees are hard working employees was the mindset. The downside is that some doctors saw this as a way to collect more money so they raised their prices just a small amount, after all they were not dealing with a person now, they were working for a corporation with lots of money. Bankers liked the idea of insurance, something people pay money for , but may never use, they created their own insurance companies. To compete one insurance company offered more services than another, this included getting hospitals to make deals where the hospital would get paid more from one company than another. To cover the cost insurance companies raised prices on premiums. Premiums increased, insurance companies grew larger and the hospitals and doctors started to think that they should be paid even more. The doctors increased their rates, and the insurance companies paid more to keep their customers, and in turn raised their premiums. Before long the whole thing was a self sustaining profit machine. Doctors didn't worry any more about whether one patient could pay, they had the insurance company they could bill.
You end up with a cycle of increasing medical cost, increasing pay outs from insurance , increasing premiums. It would be like someone charging you $500 to change the oil in your car. You can't afford that amount of money, but there is an insurance plan that covers it, you pay them just $400 to get what shouldn't have cost $500 in the first place. Insurance companies should be called something else, organized crime, because that is what they really are, they are no different than paying off the local mobster to have access to something you should be allowed to access already without them . You pay one thing to get something else that shouldn't cost that much to begin with, but does because the insurance company exist, the medical establishment knows they exist, and each one feeds the other.
How do you fix it, well you really can't in a free society. The free market can charge what it wants, but the consumer can choose NOT to pay it. If everyone refused to pay the high cost of healthcare, companies would be forced to reduce prices, just like every other good or service sold. It is only worth what people are willing to pay.
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