The usual phrase to start it off with "Its a harder question than it appears"
Things that can be taken as fairly concrete:
smaller packages generally have lower inductance
smaller packages / capacitances generally have higher self resonance frequencies
placing capacitors in parallel both reduces the ESR and ESL of of the area they are decoupling vs just one of the same type
The lower the ESR / ESL at the noise frequencies of interest will attenuate it to a greater extent
MLCC capacitors generally have lower ESR than electrolytics of the same size
Things that make it complex...:
Parallel capacitors does not cause just additive improvements, adding more in parallel can sometimes make circuits less stable, as it can add more resonance points, and sometimes cause them to shift down in frequency,
Some circuits prefer some amount of ESR, as below a certain point parasitics in the circuit can form oscillators if not dampened by that ESR,
Different AIB's have populated a different number and placement of power supply phases, with a few pulling the memory phases in nonsense locations
Nvidea themselves specificed only 1 array of MLCC's, to meet there spec, however on there own boards, used 2, implying there proper testing of the reference design revealed some improvement large enough to make it worth the cost to fit not 1, but 2 arrays. if they could get away without any, they likely would not have specified them,
this dives into power plane decouping, and other complex 3D EM modelling to really dig down to what exactly is the cause, Nvidea as a company have enough resources and the raw design files to run these kinds of simulations, for us familiar with the topics, its usually more time effective to just remove capacitors until it starts failing, put the last one back on, then start pullng off elsewhere until it happens again, others just live by the rule of thumb that every chip gets a decoupling cap, usually around 100nf,
In my own opinion, the fastest way to resolve the problem would be for 10 of the problem card owners to swap the capacitors and see, however as that plays in to warrenty, I doubt that is going to happen, leaving this impass, its not like they are particuarly hard devices to purchase,