I'm really pleased I don't repair things for a living nowadays, I'd be pilloried for just getting on with the job and not spending the GDP of a small African nation on test gear.
What about the third way? Where I get on with the job but talk myself into buying more test gear too?
Oh absolutely, I'm not anti test gear at all and it's not aimed at you at all, I work on the principle that money earned is for buying more of the toys we all like and I would happily buy more if I had funds, but there's group of people who seem to believe you can't do anything unless you've got tens of thousands of test gear sitting on a shelf when in fact a box of resistors and a ratty old 3.5 digit DMM are more than good enough for checking the PSU you repaired.
Simplicity is elegant, any fool can make a job more complex and probably confuse the hell out of themselves with all the data they gather, 'getting by' with a minimal set of test gear is actually a great way to learn to think and hone your skills because you have to understand and become good at what you are doing, when you get there you are so much better equipped to make good use of the high end kit.
If you've a need for the DC load outside of trivial repairs or just have the funds sat there begging to be spent then go for it, I will be suitably envious and of course, please come and torment us with testgear porn and details of projects if you can.