How do I protect my computer without paying money.
For future avoidance of malware/viruses, try to use two computers, one for just banking and trusted applications, and the other for general websurfing and downloading. If the latter gets infected, wipe, reinstall windows and start over.
Or on the second computer switch to linux which is less likely, but not impossible, to get infected.
I also use adblockers, privacy blockers and keep my OS update to date on a daily basis. I also use chrome beta to ensure I get the earliest patches and fixes. Chrome beta gets updated weekly with patches and fixes.
My OS is Lubuntu 16.04 and 17.04. 16.04 on my trusted computer and 17.04 on the general all purpose computer. Lubuntu is free to use and download.