Depends on the company employees a lot, and as I do work a lot with courier firms at work I know where the offices are, and which ones to use for which areas. Worst was the late unlamented PX express, run by the railways. There you lost 50% of the stuff in transit, but they were fast in giving you a notice it was lost, refunding you the shipping charge and as well the insurance was 1% of value, and they paid out the next day. We sent a lot of stuff that way, it was a profitable courier, we were actually making more money from them than what we were paying them. No wonder they were closed after 2 years of operation, as they were running at a loss that even was bad for Spoornet ( the holding company) in cost terms.