Obviously NUMEROUS software companies are now going 'Cloud-Based', both for the guts of the Software
itself, but for the actual working 'Data'. I understand that this 'might' be useful for cross-platform/device access
to your data, from say a PC in your office to a smart pad in the field!! However, there is insufficient security yet,
apart from the things that the OP first mentioned! I'm old-school, and want NOTHING to do with the 'Cloud' !!
I've said to people before, that the main reason for the likes of Win-10 and it's original crappy interface, is the
move towards Tablets & Touch-Screens, where the Device/Tablet etc becomes more of a 'Dumb-Terminal' once
again, like the original days! We may not have a choice in the future, but I for one will die happy with what I
have, being self contained software, and my own data storage. I'm too old to change!!