So the only thing I need, is a monitor. But why are 42/46 monitors so expensive?
Is it possible to strip down a budget flatscreen TV and just keep the monitor?
Well, you should sell your "smart tv", and buy a plain old, non-smart flatscreen TV with HDMI. I'm personally convinced that "smart TVs" are a gimmick for hipsters with money to burn.
As for why monitors are more expensive than televisions of the same size... the manufacturers use market segmentation, ie. pricing based on target audience. Large monitors are bought by graphics professionals and studios, so they cost a premium, while TVs are bought by everyone.
Now that doesn't mean unfortunately that a TV is a replacement for a monitor, as just to make sure that graphics professionals don't outfit entire studios with cheap TVs instead of expensive monitors, TVs apply "image correction" algorithms to their input, making them completely useless for high end graphics work (actually, it often makes them useless as a computer monitor, period). Also, expensive monitors are calibrated for color fidelity, while TVs aren't.
But since you want to use it as a TV, just get a cheap, non-smart, flatscreen TV.