This is what most people here considers appropriate to check handheld DMMs:
https://dmmcheckplus.com/You can trust the values in the calibration paper; this people measure their products with a calibration certified HP3458 8-1/2 digit bench meter. After a year or so, you can send it back to them for calibration, and so on. If you are in USA/Europe. Otherwise shipping and customs make it difficult/expensive.
For resistance, something like this could be trusted:
https://www.ebay.co.uk/itm/166916383115But cheap chinese references need to be taken with a pinch of salt. Recently I got this LM399 voltage reference:
https://aliexpress.com/item/1005002791469664.htmlAfter checking it, I would say you can trust it down to milivolt level, because all my meters, handheld and benchtop, coincided to the milivolt digit, even with temperature differences about 10ºC. Not bad for the price, but, an LM399 should be able to provide a couple digits more. To do that, much better resistors should be used, which is not the case.
If you look at the metrology section on this forum, you'll find that not even a $150 Vishay VHP101 resistor is really what these guys want; that would be the "bare minimum". One should look for a $4000 commercial resistance standard instead, or hand select four top-tier resistors from, say, 40, in what would be a "cheap DIY approach".
But, if you are in handheld territory, you could try a Vishay Y1453 that will cost you about $25-30 each. Since it's not in an hermetic metal can it will be affected by humidity. But you can get five for the cost of just one VHP101.
Now you can think what that cheap resistance reference will be able to do at that price. Capacitance and inductance will be the same thing or worse.
Bottom line is, you get what you pay for, and good references are expensive.
On the real cheap side, you would be better getting another DMM to compare against each other. If they more or less agree, fine. If not, you'll have to decide which one is to be trusted. At the end of the day, it's probably cheaper to purchase a new DMM that getting into the rabbit hole of references.