Automotive is where building to a cost gets kicked in the face,
Load dump also occurs on a number of newer cars, and there are a surprising amount of european cars that can be bricked if cranked for more than 5 seconds on a dead flat battery... to the extent that the dealers bundle in a wall charger for the battery over the weekends, equally some australian cars suffer the same fate, the 2002 ford falcon, the battery begins to go high resistance, the coil pack driver goes erratic and it fries the instrument cluster through the rpm sense wire.
The rule of thumb is built for a repeated 1 second transient at 5 times the voltage you expect, so 60V for a 12V device and 120V for a 24V system, your device doesnt have to work while encounting this, just survive,
Load dump is generally in situations where the battery is just on the edge of being too flat to start and someone tries to crank it over, the surface charge gives an initial surge of current to the starter, then once that is depleted it goes high resistance, and the inductance of the starter pulling large currents now encountering this increased resistance give a nice big voltage spike
The other common thing industrial vehicle electronics has to try and survive is welders,
And in probably the most extreme case one device i worked on had to work over a 22KV insulation gap, the installer figured the relays where too expensive and direct wired, so 22KV @ 8A flowed down the cherrypicker via control wires, through our electronics, blew it to high hell and then entered the vehicles power wiring, before arcing out on the road base. the truck was well and truly bricked,